Subject: Re: DMCA ESCALATION
From: Subir Chakma <[email-masked]>
To: "Kh. Romesh Singh" <[email-masked]>
Date: Wed, 7 Nov 2012 03:50:23 +0530 (IST)

done 

Rgds Subir 

----- Original Message ----- 
From: "Kh. Romesh Singh" <[email-masked]> 
To: "Subir Chakma" <[email-masked]> 
Sent: Wednesday, November 7, 2012 3:48:01 AM GMT +05:30 Chennai, Kolkata, Mumbai, New Delhi 
Subject: DMCA ESCALATION 

Hi sir 

Name : Ryan 
Email address : [email-masked] 
Phone : Not given 

DMCA Chat Transcripts 

how do i improve my credit score? Someone told me i should carry a balance on my credit cards, rather than pay them off every month to show i can carry a balance and make payments...Is this true? 
Samantha has joined the chat. 
Samantha ( 03:28:34 ) : Just one moment while I will transfer you to a consultant. 
Transferring chat to Rebecca , New Client Care . 

Connecting... 
Rebecca has joined the chat. 
Rebecca ( 03:24:30 ) : Hi, this is Rebecca. Would you like to know how our program works? 
ryan ( 03:29:58 ) : im not sure, i dont have any debt but wanted to improve my credit score 
ryan ( 03:30:10 ) : its 775, how do i make it higher?\ 
Rebecca ( 03:25:28 ) : First of all…..We take over the management of your debts. You make one low monthly payment into our Government supervised trust account. 
Rebecca ( 03:25:34 ) : We can’t spend your money but we can re-direct your payment to your Creditors. Each of your Creditors gets paid on time, once a month. 
Rebecca ( 03:25:41 ) : Secondly…Before any Creditor gets a payment they have to agree to either drastically reduce or totally eliminate the interest rates they are charging you on your debts. 

Thanks & Regards 
Romesh Khundrakpam