Subject: Re: DMCA
From: Subir Chakma <[email-masked]>
To: prakash tiwari <[email-masked]>
Cc: vikas Adhikari <[email-masked]>
Date: Thu, 4 Oct 2012 02:37:21 +0530 (IST)

done 

Rgds Subir 

----- Original Message ----- 
From: "prakash tiwari" <[email-masked]> 
To: "vikas Adhikari" <[email-masked]> 
Cc: "Subir Chakma" <[email-masked]> 
Sent: Thursday, October 4, 2012 2:01:53 AM GMT +05:30 Chennai, Kolkata, Mumbai, New Delhi 
Subject: DMCA 

Name - kim 
Email [email-masked] 
NO other details 

I'm deciding on going bankrupt or credit counseling I'm wondering what is the best option for me 

Rebecca has joined the chat. 
Rebecca ( 01:42:45 ) : Hi, this is Rebecca. Would you like to know how our program works? 
kim ( 01:48:22 ) : Yea sure 
Rebecca ( 01:43:35 ) : First of all…..We take over the management of your debts. You make one low monthly payment into our Government supervised trust account. 
Rebecca ( 01:43:38 ) : We can’t spend your money but we can re-direct your payment to your Creditors. Each of your Creditors gets paid on time, once a month. 
Rebecca ( 01:43:40 ) : Secondly…Before any Creditor gets a payment they have to agree to either drastically reduce or totally eliminate the interest rates they are charging you on your debts. Because we either drastically reduce or totally eliminate the interest rates on your debts, you get out of debt faster and you save thousands in interest charges. 
Rebecca ( 01:43:47 ) : Would you like to know if you can qualify for the program? 
kim ( 01:50:00 ) : Sure 
Rebecca ( 01:44:58 ) : Well in order for us to help you further we need to understand more about your particular debt situation. 
What’s your name and telephone number? 

Regards , 
Surya