Subject: Re: Dmca
From: Tushar Raina <[email-masked]>
To: M ramananda <[email-masked]>
Cc: Subir Bikas Chakma <[email-masked]>, Ashok katoch <[email-masked]>
Date: Sun, 23 Sep 2012 00:50:47 +0530 (IST)

DONE 

Regards, 
Tushar Raina 

----- Original Message ----- 
From: "M ramananda" <[email-masked]> 
To: "Ashok katoch" <[email-masked]> 
Cc: "Tushar Raina" <[email-masked]>, "Subir Bikas Chakma" <[email-masked]> 
Sent: Sunday, September 23, 2012 12:14:32 AM GMT +05:30 Chennai, Kolkata, Mumbai, New Delhi 
Subject: Dmca 

Hi, 

Name : nadia khalifa 
Phone : 5146776717 
Email : [email-masked] 
Best time : monday at 530pm 

Chat transcript : 

Shelly ( 11:26:38 ) : Hi Nadia 
Hello, i just received a letter from a collections bureau for a credit card i had in 1999. The limit was 1000 somehow they are saying i owe over 5000$. The card was not even at the max when i left canada after my spouse was murdered so i am trying to understand: 1)how long they can try to collect this and 2) if i call them does that give them the advantage? 
Shelly has joined the chat. 
nadia ( 11:31:38 ) : hi:) 
Shelly ( 11:27:08 ) : Would you like to know how our program works? 
nadia ( 11:32:07 ) : sure 
Shelly ( 11:27:50 ) : First of all…..We take over the management of your debts. 
Shelly ( 11:27:53 ) : You make one low monthly payment into our Government supervised trust account. 
Shelly ( 11:27:56 ) : We can’t spend your money but we can re-direct your payment to your Creditors. 
Shelly ( 11:27:58 ) : Each of your Creditors gets paid on time, once a month. 
Shelly ( 11:28:02 ) : Secondly…Before any Creditor gets a payment they have to agree to either drastically reduce or totally eliminate the interest rates they are charging you on your debts. 
nadia ( 11:32:54 ) : do uknow of anyone giving a session to teach ppl how credit works? i dont know the rules in quebec 
Shelly ( 11:28:05 ) : Because we either drastically reduce or totally eliminate the interest rates on your debts, you get out of debt faster and you save thousands in interest charges. 
Shelly ( 11:28:08 ) : Would you like to know if you can qualify for the program? 
nadia ( 11:33:49 ) : do student loans count? 
nadia ( 11:34:00 ) : cause i dont have very much debt 
nadia ( 11:34:51 ) : if there any way i can meet with a credit advisor or something? 
Shelly ( 11:31:30 ) : We deal with all manner of debts…just no debts that are secured, such as car loans and mortgages. 
Shelly ( 11:31:42 ) : I can have a debt consultant call you, they can answer all your questions and they can find out if your can even qualify for the program or not. 
Shelly ( 11:31:48 ) : Would you like to know if you can qualify for the program? 
nadia ( 11:37:31 ) : okay 
nadia ( 11:38:08 ) : my # is 5146776717 
Shelly ( 11:33:36 ) : Thanks 
Shelly ( 11:33:42 ) : May I have your full name? 
nadia ( 11:39:01 ) : nadia khalifa 
nadia ( 11:39:19 ) : can they call after 4 ? or tomorrow? 
Shelly ( 11:35:07 ) : Sure 
nadia ( 11:40:10 ) : ok thx 
Shelly ( 11:35:22 ) : Sorry unfortunately, weekend is off 
Shelly ( 11:35:40 ) : We are open for business five days a week, Monday through Friday from 6am to 6pm, Pacific Standard Time 
nadia ( 11:40:59 ) : oh okk how about monday at 530pm? 
Shelly ( 11:36:47 ) : Sure 
Shelly ( 11:36:52 ) : I will have one of our debt consultants call you to discuss your particular debt situation. 
nadia ( 11:41:56 ) : ok thank you have a good day 
Disconnected by the visitor. Chat session has ended. 

Thanks & Regards, 
M. Ramananda Singh