Subject: Dmca Esc
From: M ramananda <[email-masked]>
To: "Akhil P. Walia" <[email-masked]>
Cc: Subir Bikas Chakma <[email-masked]>, Ashok katoch <[email-masked]>, Tushar Raina <[email-masked]>
Date: Fri, 17 Aug 2012 22:52:53 +0530 (IST)

Hi, 

Name: Teresa Kell y 
Email : [email-masked] 
Phone : 905 691 9808 
Best time : Now 

Chat Transcript 

hi, i have a credit card debt of 5200.00 i'm a stay at home mom who works part time and just got overwhelmed with everyday bills and living expenses. i'm making monthly payments but only the minimum. i feel like i'm just getting no where 
Kyra has joined the chat. 
Kyra ( 10:26:23 ) : Hi Teresa, 
Kyra ( 10:26:26 ) : Just one moment and I will forward you to one of our consultants. 
Transferring chat to Shelly , New Client Care . 

Connecting... 
teresa ( 10:26:37 ) : okay thanks 
Shelly has joined the chat. 
Shelly ( 10:23:03 ) : Hi There 
teresa ( 10:26:52 ) : hello 
Shelly ( 10:23:29 ) : Would you like to know how our program works? 
teresa ( 10:27:20 ) : yes please 
Shelly ( 10:24:06 ) : First of all…..We take over the management of your debts. 
Shelly ( 10:24:09 ) : You make one low monthly payment into our Government supervised trust account. 
Shelly ( 10:24:12 ) : We can’t spend your money but we can re-direct your payment to your Creditors. 
Shelly ( 10:24:14 ) : Each of your Creditors gets paid on time, once a month. 
Shelly ( 10:24:17 ) : Secondly…Before any Creditor gets a payment they have to agree to either drastically reduce or totally eliminate the interest rates they are charging you on your debts. 
Shelly ( 10:24:19 ) : Because we either drastically reduce or totally eliminate the interest rates on your debts, you get out of debt faster and you save thousands in interest charges. 
Shelly ( 10:24:22 ) : Would you like to know if you can qualify for the program? 
teresa ( 10:28:25 ) : sure 
Shelly ( 10:25:38 ) : Well in order for us to help you further we need to understand more about your particular debt situation. 
Shelly ( 10:25:41 ) : What’s your full name & telephone number? 
teresa ( 10:29:51 ) : teresa kelly 905 691 9808 
teresa ( 10:30:39 ) : thats my cell# 
Shelly ( 10:27:21 ) : Thanks for the details 
Shelly ( 10:27:31 ) : We are open for business five days a week, Monday through Thursday from 6am to 6pm, Pacific Standard Time and Friday 6am - 5pm PST. 
Shelly ( 10:27:36 ) : What’s the best time to call? 
teresa ( 10:31:38 ) : now, lol 
Shelly ( 10:28:07 ) : Thanks 
Shelly ( 10:28:12 ) : I will have one of our debt consultants call you to discuss your particular debt situation. 
teresa ( 10:32:12 ) : okay that sounds great thank you 
Shelly ( 10:28:45 ) : Your welcome 
Shelly ( 10:28:50 ) : Thanks for visiting Debt Managers 
Shelly ( 10:28:52 ) : Bye 

Thanks & Regards, 
M. Ramananda Singh