Subject: DMCA Esc
From: M ramananda <[email-masked]>
To: E ganin <[email-masked]>
Cc: Subir Bikas Chakma <[email-masked]>, "Akhil P. Walia" <[email-masked]>, Tushar Raina <[email-masked]>, Ashok katoch <[email-masked]>
Date: Fri, 27 Jul 2012 19:53:28 +0530 (IST)

Hi, 

Name : Melda Macalino 
Phone : 204 4142619 
Email : [email-masked] 
Best time to call : Call me now 

Chat Transcript: 

i want to consolidated my cards. 
Kyra has joined the chat. 
Kyra ( 07:43:22 ) : Hi Melda, 
Kyra ( 07:43:29 ) : Just one moment and I will forward you to one of our consultants. 
Transferring chat to Shelly , New Client Care . 

Connecting... 
Shelly has joined the chat. 
Shelly ( 07:44:05 ) : Hi Melda 
melda ( 07:44:10 ) : hello 
Shelly ( 07:41:36 ) : Would you like to know how our program works? 
melda ( 07:45:18 ) : i just wonder if you could help me to pay out my cards. 
melda ( 07:45:20 ) : yes 
Shelly ( 07:42:13 ) : First of all…..We take over the management of your debts. 
Shelly ( 07:42:16 ) : You make one low monthly payment into our Government supervised trust account. 
Shelly ( 07:42:20 ) : We can’t spend your money but we can re-direct your payment to your Creditors. 
Shelly ( 07:42:24 ) : Each of your Creditors gets paid on time, once a month. 
Shelly ( 07:42:28 ) : Secondly…Before any Creditor gets a payment they have to agree to either drastically reduce or totally eliminate the interest rates they are charging you on your debts. 
Shelly ( 07:42:33 ) : Because we either drastically reduce or totally eliminate the interest rates on your debts, you get out of debt faster and you save thousands in interest charges. 
Shelly ( 07:42:34 ) : Would you like to know if you can qualify for the program? 
melda ( 07:46:11 ) : yes 
melda ( 07:46:16 ) : yes 
Shelly ( 07:43:44 ) : Well in order for us to help you further we need to understand more about your particular debt situation. 
Shelly ( 07:43:51 ) : What’s your full name & telephone number? 
melda ( 07:47:50 ) : melda macalino 204 4142619 
Shelly ( 07:44:48 ) : Thanks for the details 
Shelly ( 07:44:57 ) : We are open for business five days a week, Monday through Thursday from 6am to 6pm, Pacific Standard Time and Friday 6am - 5pm PST. 
Shelly ( 07:45:02 ) : What’s the best time to call? 
melda ( 07:48:33 ) : call me now 
melda ( 07:48:46 ) : call me now is ok 
Shelly ( 07:45:52 ) : Thanks 
Shelly ( 07:46:01 ) : I will have one of our debt consultants call you to discuss your particular debt situation. 
melda ( 07:49:32 ) : thank you too 
Shelly ( 07:46:37 ) : you're welcome. 
Shelly ( 07:46:44 ) : Thanks for visiting Debt Managers 

Thanks & Regards, 
M. Ramananda Singh