Subject: Fwd: EMI offer
From: Saurav Chakraborty <[email-masked]>
To: HomeBox LSM <[email-masked]>
Date: Mon, 8 Feb 2021 23:38:57 -0700 (MST)

Dear team, 

Please refer to this e-mail for EMI / instalment payment info. 

Thank you 
Saurav Chakraborty 
Team Manager 
[email-masked] 

Dear All, 

Please note, Webteam has enabled EMI offerings with below banks through common arrangement with Payfort in both UAE and KSA. The bank interest rates and processing charges are as per the contracted rate that banks have with Payfort and are common for all concepts of LMG. Offline contract arrangements will not interfere as this is Payfort online arrangement with banks. 

Installment options will be customers on payment page if the debit / credit card is applicable. The bank logos, text in the PDP will need some updating, which they are working on parallelly. 

Existing EPP installment plans will continue as current. 

UAE Banks 

KSA Banks 

Payment page snapshot 

EMI arrangement 

	

	

	

Interest rate 	

Processing Fees 

Country 	

Bank 	

Min. amount (AED) 	

Max. amount 	

Paid by 	

No. of months 	

Paid by 	

No. of months 

	

	

	

3 	

6 	

9 	

12 	

18 	

24 	

36 	

3 	

6 	

9 	

12 	

18 	

24 	

36 

	

	

	

	

	

	

	

	

	

	

	

UAE 	

ENBD 	

750 	

Cardholder limit 	

Cardholder 	

1.49% 	

1.49% 	

1.49% 	

1.49% 	

	

AED 49 	

AED 49 	

AED 49 	

AED 49 

UAE 	

ADCB 	

500 	

Cardholder limit 	

Cardholder 	

0.70% 	

0.70% 	

0.70% 	

0.70% 	

	

	

	

	

	

	

UAE 	

FAB 	

500 	

Cardholder limit 	

Cardholder 	

1.20% 	

1.20% 	

1.20% 	

1.20% 	

1.20% 	

1.10% 	

1.10% 	

	

	

	

	

UAE 	

Dubai First 	

500 	

Cardholder limit 	

0% 	

0% 	

0% 	

0% 	

	

Cardholder 	

1% 	

1% 	

2% 	

2% 	

	

	

UAE 	

Mawarid Finance 	

1000 	

Cardholder limit 	

	

0% 	

	

	

	

	

	

	

	

UAE 	

RAK 	

1000 	

Cardholder limit 	

Cardholder 	

0.89% 	

0.89% 	

0.75% 	

	

Cardholder 	

AED 49 	

AED 49 	

2% 	

	

	

UAE 	

Samba 	

1000 	

Cardholder limit 	

Cardholder 	

0% 	

0% 	

0% 	

	

Cardholder 	

AED 49 	

AED 49 	

AED 49 	

	

	

UAE 	

Al Hilal 	

1000 	

Cardholder limit 	

Cardholder 	

0.33% 	

0.33% 	

0.25% 	

	

	

	

	

	

	

UAE 	

CBD 	

500 	

Cardholder limit 	

0% 	

0% 	

0% 	

	

	

1.50% 	

2.50% 	

3% 	

	

	

UAE 	

Emirates Islamic 	

500 	

Cardholder limit 	

0% 	

0% 	

	

	

Cardholder 	

2% 	

2% 	

	

	

	

UAE 	

Dubai Islamic Bank 	

1000 	

Cardholder limit 	

	

0% 	

0% 	

	

Cardholder 	

3% 	

4.8% 	

	

	

UAE 	

Standard Chartered Bank 	

500 	

Cardholder limit 	

Cardholder 	

0% 	

0% 	

0% 	

	

Cardholder 	

AED 49 	

AED 49 	

AED 98 	

	

	

Interest Rate 	

Processing Fees 

Country 	

Bank 	

Min. amount (SAR) 	

Max. amount 	

Paid by 	

No. of months 	

Paid by 	

No. of months 

	

	

	

3 	

6 	

9 	

12 	

18 	

24 	

36 	

48 	

60 	

3 	

6 	

9 	

12 	

18 	

24 	

36 	

48 	

60 

	

	

	

	

	

	

	

	

	

	

	

	

	

KSA 	

Bank AlJazira 	

1000 	

Cardholder limit 	

Cardholder 	

0% 	

1.50% 	

1.20% 	

1.00% 	

	

	

Cardholder 	

SAR 50 	

SAR 50 	

SAR 50 	

SAR 50 	

	

	

	

KSA 	

ENBD 	

1000 	

35000 	

Cardholder 	

1.50% 	

1.50% 	

1.50% 	

1.50% 	

	

	

Cardholder 	

	

	

	

	

	

KSA 	

Riyad bank 	

1000 	

Cardholder limit 	

Cardholder 	

0.50% 	

0.75% 	

1.00% 	

	

	

Cardholder 	

SAR 50 	

SAR 50 	

SAR 50 	

	

	

	

KSA 	

SABB 	

1000 for 6 month, 2000 for 12 months, 5000 for 24 months 	

Cardholder limit 	

Cardholder 	

0% 	

0% 	

24% 	

	

Cardholder 	

103.95 SAR 	

208.95 SAR 	

SAR 52.5 	

	

	

KSA 	

Saudi Investment Bank 	

500 	

Cardholder limit 	

Cardholder 	

0% 	

0% 	

0% 	

	

	

Cardholder 	

1% 	

2% 	

2% 	

	

	

	

KSA 	

Alawwal Bank 	

1000 for 6 month, 2000 for 12 months, 5000 for 24 months 	

Cardholder limit 	

Cardholder 	

0% 	

0% 	

24% 	

	

Cardholder 	

103.95 SAR 	

208.95 SAR 	

SAR 52.5 	

	

Thanks, 

Akshay 

From: Hitesh Gupta < [ mailto:[email-masked] | [email-masked] ] > 
Sent: Monday, October 26, 2020 1:36 PM 
To: Bala Subramaniam < [ mailto:[email-masked] | [email-masked] ] >; Amit Maheshwari < [ mailto:[email-masked] | [email-masked] ] >; Akshay Rao < [ mailto:[email-masked] | [email-masked] ] >; Anand Rengarajan < [ mailto:[email-masked] | [email-masked] ] >; Murtaza Merali < [ mailto:[email-masked] | [email-masked] ] >; Varun Sharma < [ mailto:[email-masked] | [email-masked] ] >; Atul Bhatia < [ mailto:[email-masked] | [email-masked] ] >; Amarpreet Sohal < [ mailto:[email-masked] | [email-masked] ] >; Avnish Kumar < [ mailto:[email-masked] | [email-masked] ] >; Mustehsan Siddiqui < [ mailto:[email-masked] | [email-masked] ] > 
Cc: Derrick Pereira < [ mailto:[email-masked] | [email-masked] ] >; Ronnie Dsouza < [ mailto:[email-masked] | [email-masked] ] >; Manan Bhatia < [ mailto:[email-masked] | [email-masked] ] >; Martin Lacey < [ mailto:[email-masked] | [email-masked] ] > 
Subject: Re: EMI Offerings 

+Martin, Mustehsan from customer support team 

Hi Team 

We’ve have expanded our EMI offerings and switched on the EMI’s for all of the following banks EXCEPT Mashreq. Given below is a sample screenshot for ADCB card in UAE. The bank logos, text in the PDP will need some updating, which we are working on parallelly. 

Thanks for all your support. Reach back to me if you have questions or queries 

Best 

Hitesh 

From: Hitesh Gupta < [ mailto:[email-masked] | [email-masked] ] > 
Date: Monday, 19 October 2020 at 12:10 PM 
To: Bala Subramaniam < [ mailto:[email-masked] | [email-masked] ] >, Amit Maheshwari < [ mailto:[email-masked] | [email-masked] ] >, Akshay Rao < [ mailto:[email-masked] | [email-masked] ] >, Anand Rengarajan < [ mailto:[email-masked] | [email-masked] ] >, Murtaza Merali < [ mailto:[email-masked] | [email-masked] ] >, Mike Bermingham < [ mailto:[email-masked] | [email-masked] ] >, Varun Sharma < [ mailto:[email-masked] | [email-masked] ] >, Atul Bhatia < [ mailto:[email-masked] | [email-masked] ] >, Amarpreet Sohal < [ mailto:[email-masked] | [email-masked] ] > 
Cc: Derrick Pereira < [ mailto:[email-masked] | [email-masked] ] >, Ronnie Dsouza < [ mailto:[email-masked] | [email-masked] ] >, Manan Bhatia < [ mailto:[email-masked] | [email-masked] ] > 
Subject: Re: EMI Offerings 

+Manan 

Team 

Gentle Reminder. Please share if you have any online contracts for installment with below banks. As of now we are excluding the following banks from all LMG portals 

    1. Mashreq Bank in UAE 
    2. Emirates NBD UAE – HomeCentre has an EPP contract for online sales with ENBD. We will try and switch them ON later once we are sure there are no legal issues to go via the Payfort route (where it’s not EPP and customer bears the charges). 

Best 

Hitesh 

	

	

	

Interest rate 	

Processing Fees 

Country 	

Bank 	

Min. amount (AED) 	

Max. amount 	

Paid by 	

No. of months 	

Paid by 	

No. of months 

	

	

	

3 	

6 	

9 	

12 	

18 	

24 	

36 	

3 	

6 	

9 	

12 	

18 	

24 	

36 

	

	

	

	

	

	

	

	

	

	

	

UAE 	

ENBD 	

750 	

Cardholder limit 	

Cardholder 	

1.49% 	

1.49% 	

1.49% 	

1.49% 	

	

AED 49 	

AED 49 	

AED 49 	

AED 49 

UAE 	

ADCB 	

500 	

Cardholder limit 	

Cardholder 	

0.70% 	

0.70% 	

0.70% 	

0.70% 	

	

	

	

	

	

	

UAE 	

FAB 	

500 	

Cardholder limit 	

Cardholder 	

1.20% 	

1.20% 	

1.20% 	

1.20% 	

1.20% 	

1.10% 	

1.10% 	

	

	

	

	

UAE 	

Mashreq 	

Special approval is required 	

Cardholder limit 	

Merchant 	

Bank will decide 	

Cardholder 	

1% 	

1% 	

2% 	

2% 	

	

	

UAE 	

Dubai First 	

500 	

Cardholder limit 	

0% 	

0% 	

0% 	

0% 	

	

Cardholder 	

1% 	

1% 	

2% 	

2% 	

	

	

UAE 	

Mawarid Finance 	

1000 	

Cardholder limit